How do SEPA Direct Debit payments work?

If you have a Eurozone bank account, you can pay for your gifts using a one-off SEPA Direct Debit payment. Instead of your card details, you enter your bank details, which sets up a transfer of the gift value from your account to Stephan and Nicole.

This information is secure, and is not made available to us. Also, even though SEPA Direct Debit is often used for recurring payments, the funds are only taken once and the payment is never repeated.

The payment is processed by a company called GoCardless. GoCardless is based in the UK with offices in London, San Francisco, Paris, Munich and Melbourne. GoCardless process more than $10bn in transactions a year.

More information on Direct Debit payments and GoCardless is available here.

We’ll notify Stephan and Nicole of your gift payment right away, but the funds won’t be taken from your bank account immediately. SEPA Direct Debit collections take place after a few days. Your payment will then be automatically transferred to Stephan and Nicole’s bank account.

If you’d prefer not to make an online payment this way, that’s OK. You can provide the value of your gift to Stephan and Nicole by cash or check at any time, or you can make a credit or debit card payment through Stripe.